Welcome to Prosperse! We hope you enjoy our core notification service product, and whatever else we come up with (each a “Service,” and collectively, the “Services”). But first things first: By using the Services, you’re agreeing to be bound by these Terms and Conditions (“Terms and Conditions” or “Terms”) INCLUDING THE BINDING ARBITRATION AND CLASS ACTION WAIVER DETAILED IN SECTION 13. These Terms govern your use and access to the website and all our Services. We may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of Prosperse and its Services means that you accept any new or modified terms and conditions. So please check back here from time to time. Some Services are works in progress. We reserve the right to change or even eliminate them with no notice, at our sole discretion.
Prosperse offers a platform for notifications on financial market analysis based on algorithmic trends. Prosperse is not a registered broker-dealer, financial institution, exchange, or investment advisor nor does it make any recommendations regarding the appropriateness of particular opportunities for any investor. Our notifications are based on mathematical probabilities, and may not reflect the true nature of stock market trends. No one, including us or our algorithms will know how a stock will perform in the future. Our systems are using historical and current accessible data to predict potential outcomes for a stock. No guarantees on stock outcomes are made, and all investment decisions that you the user decide to make on your own accord are not under the recommendation from Prosperse.
Except as expressly provided in these Terms and Conditions, members may only maintain one active registration with Prosperse. In other words, it’s one registration per person. Any other use of multiple accounts or aliases on our Services, including attempts to mislead, defraud, confuse, or otherwise trick us or our members, is a breach of these Terms and Conditions. If you subscribe to one of our premium services, you will be asked to create a password, which you’ll need to access the Service. As a registered user, you can update your account settings, including your email address, by going to the Account Profile tab from within the application. There, you can also change your password at any time. Also, if you forget your password, you can request a new password.
When subscribing to a premium Service such as our Advanced Notification tier service, you will need to provide us with your name, email address, and billing and shipping addresses, as well as your credit card information. These details are managed by Stripe.com and we (Prosperse) do not keep these records. You agree to pay the applicable subscription fee as set forth on this site. Sales taxes may be charged in addition to the subscription fee. BY PLACING YOUR ORDER, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE UNLESS YOU CANCEL.
You certify that all information you provide is accurate. You also agree to maintain and update your information as necessary so that it remains accurate and current. In the event that any information you provide is inaccurate or not up to date, Prosperse reserves the right to cancel your subscription.
We reserve the right to refuse or discontinue the supply of a Service to any user at any time at our sole discretion.
Unless stated otherwise, membership to any Service is for online and/or electronic access only.
Our Services generally deliver their content via email including trade alerts or recommendations. There is no opt-out choice available for these emails (unless you cancel your subscription).
Some Services may provide a free trial or introductory offer. If such an offer is provided, only one per person is allowed at any given point in time.
Upon signing up for a free trial, you will have access to the Service for the promotional trial period. If you cancel prior to the end of the promotional offer period, your credit card will not be charged. If you don’t cancel your subscription within the trial offer period, we will charge the primary credit card you provided during the sign-up process. You may
Your membership will automatically renew at the then-current rate, until you notify us of your decision to terminate your membership. Subscriptions will renew at the term that was initially subscribed for, monthly or annually. For subscription terms greater than three months we will email you about the length and price for your renewal before we charge you. Monthly subscription terms will be notified annually regarding future renewals. If you would like to turn off automatic renewal, or extend your subscription for additional years, please contact Support. BY ALLOWING FOR YOUR RENEWAL, YOU PROVIDE YOUR ELECTRONIC AUTHORIZATION FOR FUTURE CHARGES AGAINST YOUR CREDIT CARD ON FILE OR APPLE PAY. Accordingly, you agree that your membership fee or subscription will be billed automatically at the beginning of each renewal period at the then-current rate (plus sales tax, if applicable) to the credit card you used in your most recent transaction with us. Any subscription purchased using Apple Pay will continue to renew on Apple Pay.
You may upgrade your Account at any time from your Account settings, and you will be invoiced immediately. If you sign up for a monthly subscription, the Fees reflected in the applicable invoice will be for a prorated monthly subscription, and you will be invoiced on the same date that you upgraded your account for each subsequent calendar month. If you sign up for an annual subscription, the Fees reflected in the applicable invoice will be for a full annual subscription.
Prosperse reserves the right to increase a Service’s fees or institute new charges upon reasonable notice. Service fees are due in advance.
Different Services (and sometimes specific offers) have different refund policies (including some that offer no refunds). Please review the specific terms of your offer before signing up as you are agreeing to be bound those terms. If you are unsure of your cancellation rights, please contact Support.
Please note that most refunds are only available to first-time subscribers. If you subscribe to a Service that allows for refunds beyond 30 days, and cancel (and receive a refund) and then subscribe again, you will not receive a refund after the first 30 days.
You cannot transfer your subscription to someone else, except through bequeathment or by a court order. In the event a subscription is transferred, it will continue through the end of its term and can be renewed at the then-current price and conditions. For assistance in this situation, please contact Services.
In the event that we discontinue a Service, you agree that Prosperse may transfer your subscription to another Service of equal or greater value.
Some of our services provide the option to transfer your credit towards a different Prosperse service. Depending on the terms of your purchase, you may be allowed to transfer the full or pro-rated credit from your purchase.
If you are unsure whether or not your service is eligible for a credit transfer please
All credit must be swapped at the list price of the product being transferred into, and it cannot be combined with any promotional offers or discounts. If you take advantage of a money-back guarantee or a credit-transfer guarantee into a new subscription, you will no longer be eligible to perform further action with that credit.
Please note that certain individual Services or products may have their own, or additional, terms and conditions. In the event of a conflict, the terms for the individual Service will control with respect to the Service in question. So please be sure to review any additional terms and conditions with respect to any specific Service before subscribing.
Prosperse’s Algorithmic Stock Prediction service notifies you about stocks and potential breakouts. This is done by taking lots of information about ticker prices and applying mathematical formulas to stock prices. We hope to provide participants with a way to a) have fun and b) learn to make better investment decisions.
You should not assume that the predictions that Prosperse’s Stock Predictions outputs are the opinions of The Prosperse team. Our team has no impact on stock prices or any bias in how the service determines any specific stocks to output.
All of the Content on our websites and any Service we provide is protected by U.S. and international copyright laws and is the property of Prosperse and/or providers of the content under license. By “Content” we mean any information, mode of expression, or other materials and services found on Prosperse. This includes blogs, Algorithmic stock picks, chats, software, our writings, graphics, videos, and any and all other features. You can find out more information on copyright law and the Internet at www.templetons.com/brad/copymyths.html.
You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: “Copyright 1995-2018 [or whatever the current year is] Prospersel. All rights reserved.” Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without Prosperse’s prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication. You can make or end your own stock picks at any time, but those picks, their history, your history, and data aggregated by the algorithmic stock picks remain the property of Prosperse.
You also may not republish, post, transmit, or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content, for use on another website or service (including our own personal forums and blogs). In short, you may not post our Content anywhere else online. Aside from opening yourself up to liability, distributing our premium Services, stock picks, and performance data to other sites and forums is unfair to our members who pay good money to receive our Content. So please don’t do it.
You also may not republish, post, transmit, or distribute the Content with ill-intent to online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent. You further agree not to create abstracts from or scrape our Content, for use on another website or service (including our own personal forums and blogs). In short, you may not post our Content anywhere else online. Aside from opening yourself up to liability, distributing our premium Services, stock picks, and performance data to other sites and forums is unfair to our members who pay good money to receive our Content. So please don’t do it.
Please note that notwithstanding the foregoing, when you post content, you are not somehow surrendering your copyright in your expression, but you are granting us an unlimited license to use it. Specifically, by posting content, you agree that Prosperse has an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our websites. This includes the rights to syndicate and make derivative works out of your content. If you don’t want us to use or republish your content, then please don’t post it on our websites. We’ll only republish your content in context, and we’ll credit you as author (unless we’re using small quotations). We won’t republish your posts in advertising without your permission. And we promise not to mock you unless it would amuse us.
We want to help you make money. However, Prosperse is not in the business of rendering personalized investment advice. We can’t know all the relevant facts about you and your individual needs, and we cannot claim or represent that any particular Services are suitable for you. Accordingly, you agree that any recommendation or action taken by a Service does not constitute a recommendation that a particular security, strategy, or action is suitable for you. If you want personal advice, then you should seek a registered investment advisor.
Prosperse may partner with third parties in order to make buying our Services’ recommendations easier for you. We will not, and cannot, trade on your behalf at your brokerage. Only you can decide whether or not a stock is right for you and you agree to be liable for any trades you initiate at your brokerage using tools that we or our partners provide.
Affiliates of Prosperse provide individualized investment advice and investment products. These companies may recommend or hold securities mentioned in our publications. Editorial personnel have no nonpublic knowledge of our affiliates’ holdings and/or specific recommendations, and the affiliates’ personnel have no knowledge of any editorial content before it is published.
One of the principal tenets here at Prosperse is that the best person to handle your finances is you. By your use of our Services, you’re agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Prosperse, its directors, its employees, and its agents will not be liable for any investment decision made or action taken by you and others based on news, information, opinion, or any other material published through our Services.
Prosperse provides a very broad range of information and commentary via its Services.
Prosperse does not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. And although we have the hardest-working, most talented techies in the business, Prosperse makes no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, we’re not making any promises or warranties except that we’ll do our best to provide interesting and helpful information, education, and entertainment. Other than that, we reserve the right to be wrong, or incorrect as we are all humans in the end.
Now what does all this mean? It means that you agree that under no circumstances will Prosperse, its employees, or its agents be liable for direct, indirect, incidental, consequential, punitive, or any other type of damages resulting from your use, purchase, or downloading of any material on our Websites, or arising from or related to these Terms or the Privacy Policy, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services.
Prosperse relies on various sources of information that we believe to be accurate and reliable. We can’t and won’t take responsibility for, or make any claims or representations about, the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. Remember: All information and content provided on or by Prosperse is to be used on an “as is, with all faults, we’re not perfect” basis.
EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE WEBSITE AND PRODUCTS AND SERVICES CONTAINED AND OFFERED ON THE WEBSITE ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. NEITHER PROSPERSE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL THAT YOU PURCHASE OR OBTAIN FROM THE USE OF OUR SERVICES WILL MEET YOUR EXPECTATIONS OR THAT AND ANY ERRORS WILL BE IMMEDIATELY CORRECTED. NEITHER WE NOR ANY OF OUR PARTNERS MAKES ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO OUR WEBSITES, ANY CONTENT, OR ANY OF OUR SERVICES, TOOLS, PRODUCTS, OR PROPERTIES. YOU EXPRESSLY AGREE THAT YOU WILL ASSUME THE ENTIRE RISK AS TO THE QUALITY AND THE PERFORMANCE OF OUR SERVICES AND THE ACCURACY OR COMPLETENESS OF THEIR CONTENT.
SOME STATES DO NOT ALLOW EXCLUSION OF IMPLIED WARRANTIES OR LIMITATION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS WILL BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
Federal or state law may require that we notify you of certain events. You hereby acknowledge and consent that such notices will be effective upon our posting them on our websites or sending them to you via email (another reason to please keep your account settings current). If you do not provide us with accurate information, we cannot be held liable if we fail to notify you.
If a dispute arises in connection with your use of our Services or in relation to any of these Terms (collectively, “Disputes”) our hope is that we can resolve the matter informally. Accordingly, in the event of a Dispute, we agree to first contact each other via email with a description of the Dispute and any proposed resolution. You will
At Prosperse, we strive to provide continuous, uninterrupted access to our services. However, we reserve the right to conduct scheduled or non-scheduled maintenance as necessary for the upkeep and enhancement of our systems. While we aim to schedule maintenance during non-trading hours to minimize disruption, there may be instances where maintenance during trading hours is unavoidable.
We understand the importance of market hours and make every effort to ensure that our services are fully operational during NYSE trading hours, including pre-market and post-market sessions. However, we cannot guarantee uninterrupted service availability during these times. In the rare event of a service outage during trading hours, we will work diligently to restore access as quickly as possible.
We will endeavor to notify users in advance of any planned maintenance that may impact service availability. This notification will be provided through our website, email, or other communication channels as deemed appropriate.
Prosperse is not liable for any trading or financial decisions made based on the unavailability of our services during maintenance periods or unexpected outages. Users are advised to consider this possibility in their trading strategies.
You acknowledge and agree that by agreeing to these Terms electronically you are expressly agreeing to the terms set forth herein. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by these Terms and Conditions.
Our Services are directed at a North American audience. We cannot warrant that the Services are appropriate for users outside North America or that the use of the Services is permitted under the laws of other jurisdictions. All personal data is maintained in North America under the terms of our Privacy Policy.
Except as otherwise expressly stated in these Terms and Conditions, there are no third-party beneficiaries to this agreement.
These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and Prosperse and govern your use of our sites.
Last updated: November 25, 2023.